Book Review #7: “Save Karyn: One Shopaholic’s Journey to Debt and Back”

“To everyone who’s ever second-guessed a decision they’ve made, our past makes us who we are. Have no regrets.”
~Karyn Bosnak, 20 Times a Lady


One of my favorite places to look for books is in thrift stores.

I can’t remember when or where I bought this book, but I do remember that it sat on my bookshelf, collecting dust, begging to be read.

Toward the end of January, I picked it up for the first time in a long time, thinking it would be a good read on the plane for my recent trip to Florida.

Like “The Happiness Project,” I powered through most of this book by the end of that weekend. This book was quite a bit heftier than “The Happiness Project,” but I was very pleased with myself once I finished it.

It was really nice to be reading again!


I’ve always loved human-interest stories. I feel drawn to them. I’m fascinated by other people’s lives, especially those who have experienced tragedy, struggle, or hardship.

In several ways, I identified with Karyn.


First, there’s the settings of Chicago and New York City.

I was born in Manhattan. I have visited the city many, many times throughout my childhood because my parents took me back to the hospital where I was born prematurely, every year until I was in middle school. It has always been a special place for me. The city excites me. I love watching movies that involve NYC. I love the architecture. I love Central Park. I have had the opportunity to play at Carnegie Hall as a senior in high school in 2007, and visit The New York Times as part of my main college internship in 2010.

Personally, I would never want to live in a big city, but whenever I have an opportunity to visit, I will!

Photo montage!

Mount Sinai Hospital Image Credit: himetop.wikidot.com

Mount Sinai Hospital
Image Credit: himetop.wikidot.com

Central Park Image Credit: centralparktoursnyc.com

Central Park
Image Credit: centralparktoursnyc.com

Brooklyn Bridge Image Credit: www.trekearth.com

Brooklyn Bridge
Image Credit: http://www.trekearth.com

New York Public Library -  The Stephen A. Schwarzman Building Image Credit: www.nypl.org

New York Public Library –
The Stephen A. Schwarzman Building
Image Credit: http://www.nypl.org

The New York Times Building Image Credit: www.forestcity.net

The New York Times Building
Image Credit: http://www.forestcity.net

Governors Island Image Credit: www.nydailynews.com

Governors Island
Image Credit: http://www.nydailynews.com

Carnegie Hall Image Credit: www.artsatl.com

Carnegie Hall
Image Credit: http://www.artsatl.com

Chicago is also an exciting city. I’ve been fortunate to visit there a few times, with one of my dad’s sisters having lived in one of the suburbs for almost 20 years. My heart will always default to NYC, but I look forward to the next chance that I can visit Chicago!


Second, managing money and spending beyond the means.

I’ve never considered myself to be a true “shopaholic,” but I have struggled with managing my money before. There were a few times in college where I didn’t any pay attention to my bank account – I thought I was being responsible, that I was okay.

I ended up overdrafting a couple of times over the course of a few months. That was absolutely mortifying. My parents were angry and upset, but they were more than willing to help me get back on track.

Ever since that wake-up call several years ago, I have tried really hard to get better with my money. Now, as Al’s fiance, I am preparing for our future together. I am more committed than ever to saving every penny that I can and I’ve been watching my accounts like a hawk. It feels so good to see my savings grow and grow. Every dollar counts!

I am proud to be currently debt-free, but I know that so many young adults like myself are not so lucky. Student loans, car loans, credit cards, mortgages, bills in general. I’m sure it feels like a never-ending cycle.


Seeing Karyn’s journey unfold from the pages made me laugh.

It made me cry.

It scared me straight.

As I was reading, I immediately thought back to last year, when I was winding down my 10-month stay in my apartment in Newport News. It was tough, those 10 months. Note – I never went without the essentials, I was able to pay my rent and utilities on time, but it felt like such a drain every month. I felt like I was never getting ahead. I was saving as much money as I could, but it was hard.

Moving back home was one of the hardest decisions ever, but it was one of the best decisions. I needed to experience my independence, for a little while. But I am more grateful that my parents let me come back home!

I have taken that amazing opportunity to squirrel away money like a madwoman, as much as I can, as fast as I can. It feels so good!!


In addition to saving away, I have finally started to realize just how much stuff (a.k.a., crap) I have.

A few weekends ago, I looked around my bedroom and I almost broke into tears. I felt overwhelmed. I felt greedy. I felt absolutely disgusted with myself.

I realized that at that moment, I was fortunate enough to have SEVERAL ROOMS in my parents’ house, rooms that were full of things that I called mine – Furniture, clothes, jewelry, shoes, books. It was too much. It was a tipping point.

I’ll elaborate more on that in a new post, but let’s just say it was a humbling and eye-opening experience.


In short, I took so much away from this one book. It helped me evaluate my life, where I am, and where I’m going. It was awesome!

This will be on my bookshelf forever. I plan to re-read it!!

Karyn is an inspiration. Her experiences from 1999-2002 are still relevant now, for so many.

She turned her life around, and it is so awesome to see that in those pages.

I would absolutely recommend this book.

4 1/2 out of 5 stars.


Until the next headline, Laura Beth 🙂

Getting Personal #9: Back From My Hiatus

Image Credit: inkmonster.net

Image Credit: inkmonster.net

In the beginning of April, I felt like I’d hit a brick wall at a high rate of speed. I didn’t feel inspired. I was struggling with a few things.

The blog was one of the first things to drop off my radar. I didn’t like it though. I hated that I wasn’t posting new things.

But everything that I normally feel with blogging – Energy, excitement, happiness, positivity, the sense of accomplishment, pride – just wasn’t there.


Every once in a while, we need to make the “time out” sign.

Take a breath.

Take a break.

And that’s exactly what I needed.


Over the course of the past two weeks (although it’s felt much longer than that!), I’ve been thinking a lot.

There’s been so much going on. 2015 has been a big year so far! And it’s almost May!! Time is flying by. It gets faster every single year.

Two weeks ago, everything just caught up with me, very suddenly – Hence the slamming into a brick wall, going from full speed to a complete screeching halt/standstill feeling. I’ve been overwhelmed a lot. Stressed. Nervous. Adding things up, both in my head and on paper. I was beginning to drive myself crazy. I knew I needed to pull myself out, one way or another, but at the right time.

I received answers along the way. Confirmations, waves of relief, assurances, lots of hugs, promises of good thoughts and prayers. Lots of people have said, without having a clue about what I have been experiencing internally, “Everything is going to be okay.”

I started praying again. I took a hard look at my spiritual life and my involvement with my church. Because of that, I was humbled. I was overcome. I felt something ignite inside me again. I felt confident. I felt restored. I felt at peace.

Yesterday was my first day back in the gym after being on the DL for almost three weeks, due to six stitches in my back. Skin cancer runs in my family, and this was the second time in several years that the dermatologist found a pre-cancerous mole on my back. I won’t lie, sleeping in on the weekdays was nice for a change, but having established the consistent gym routine and then breaking that pattern for a bit threw a lot of my internal workings out of whack, more than I realized.

So, even though it was absolutely pouring rain at 4:30 a.m. yesterday, I got up, put on my workout clothes and raincoat, and drove over there. I walked on the treadmill for 45 minutes and cranked out 2 miles.

It felt so good, that I did it again today!


Now – I want to write again.

I’m ready to write again.

I feel inspired again.

I feel excited again.

I feel refreshed.

I feel calmer, more at ease with everything going on.


I love this quote from Walt Disney:

Image Credit: livefitandsore.com

Image Credit: livefitandsore.com


Until the next headline, Laura Beth 🙂